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FREE WAIVER OF BETTERMENT UP TO 10 YEARS

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Betterment is a portion of cost you have to bear when your damaged part are replaced with brand new original parts . The car is deemed to be better than it was before the accident. As such, policyholder will be expected to contribute to a part of the costs of the new original spare parts used.


FAST APPROVAL FOR CLAIM

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Our panel insurers will ensure your claim approval is prioritised so that your car can be repaired and restored speedily. Our Service Advisors will help you with your claims submission and negotiate a fair settlement.


24 HOURS BREAK DOWN ASSISTANT

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Help is never more than a toll-free call away. If car trouble leaves you stranded, our 24-hour roadside assistance program provides help with :
✓24-hour emergency towing service*
✓Towing Services
✓Emergency Battery Delivery


AGREED VALUE POLICY UP TO 15 YEARS

Example: Siti and Ahmad in the same situation. Both of their car is 1-year-old (Sum Insured RM80,000) suffers a total lost or is stolen.

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GENUINE PARTS

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After an accident, your car need replacement of new parts. In this case, all parts come directly from the original manufacturer.


12 MONTH REPAIR WARRANTY

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1 Year Warranty on repairs done at authorized 4S Centre


NIL LOADING

Loading is an addidtional surcharge imposed on the basic premium rate to cover a driver’s potential high-risk exposure.
Example of risk factors:
Driver’s age
Age of vehicle
Claim history

NIL ACCESS

There is no excess amount which you need to bear in the event of claim except for compulsory excess.

10 THINGS YOUR INSURANCE
POLICY WON'T COVER

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INSURANCE &
TAKAFUL PARTNERS

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